New York Defensive Driving, Defensive Driving New York, Now Only $40.00 for the Classroom course. New York State DMV Approved for Point and Insurance Reduction.

Sponsored by the National Point and Insurance Reduction Course. Defensive Driving Class. Approved by the NY State

Department of Motor Vehicles. DMV. Classes every week. Scroll down to register for the classroom course.

Below is the schedule for the Classroom course.

Space is Available unless indicated otherwise.

CLASS SCHEDULE Only $40.00 Must Attend two (2) (three hours each) evenings or one six hour class.

Day: Date: Time: Location:

Sunday Aug. 15, 2010 12:30-6:30PM Aisling Irish Center 990 McLean Ave. Yonkers, NY

Mon&Tues Aug 16&17, 2010 6PM-9PM O/Boyle Agency 170 East Post Rd. White Plains NY 10601 (Mamaroneck Ave)

Saturday August 21, 2010 1PM-7PM Aisling Irish Center 990 McLean Ave. Yonkers, NY

Mon&Tues Aug 23&24 5PM-8PM Grinton Will Library 1500 Central Park Ave Yonkers NY 10710

Tues.&Wed. Aug 24&25 2010 5PM-8PM St. John's Riverside Hospital 967 North Broadway, Yonkers, New York 10701

Saturday Sept. 11 1PM-7PM O/Boyle Agency 170 East Post Rd. White Plains NY 10601 (Mamaroneck Ave)

Sunday Sept. 19 12:30-6:30PM Aisling Irish Center 990 McLean Ave. Yonkers, NY

Tues&Wed Sept. 21&22 5PM-8PM Grinton Will Library 1500 Central Park Ave Yonkers NY 10710

Saturday Sept. 25 9AM-3PM Grinton Will Library 1500 Central Park Ave Yonkers NY 10710

Mon&Tues Oct. 25&26 5PM-8PM Grinton Will Library 1500 Central Park Ave Yonkers NY 10710

Classes every week. Reserve your Spot! To Register by Mail

please make a check or money order of $40.00 to TAIW and mail to:

TAIW

P.O. Box 382

Yonkers, NY 10704

To Register Online please click the "Buy Now" banner (just below on the left) and follow directions. First insert in the box the date and time of the class you plan to attend. Then click the Buy Now button to process your payment. If You do not see the "Buy Now Banner" refresh your browser.

CLICK ON THE Buy Now BANNER BELOW TO SECURE YOUR SEAT IN THE CLASS. Click on either "Buy Now" button.

It is that easy. If you are registering for two or more people, please process one at a time. You can do this after or before you pay for the class. When you have registered online or by mail you will receive confirmation either by email, regular mail or by phone. Please call Bill at 914-751-7492 with any questions. This defensive driving class must be taken by Taxi and Limousine Commision drivers.

Again, if you are registering for more than one person just repeat the

process and send me an email. Paypal is the most secure servor.

Refunds and Rescheduling.
If you cannot attend your scheduled class, this office must be

notified 7 days prior to your class date. Thereafter, all transfer

requests will incur a $15 administration fee. The transfer fee must

be paid prior to your new class date and you can only reschedule

one time. All requests for class transfers will be handled on a space-available basis. Failure to attend your rescheduled class will result in forfeiture of all monies paid. Refunds will incur a $25 administration

fee if this office is not notified 7 days prior to class date. All class

transfers and rescheduling must occur within 3 months of your

original class date. Thereafter, no refunds will be allowed.

Zip codes 10013, 10701,10703,10704,10705,10706,10707,10708,10709,10710,10463, 10466, 10469, 10470, 10471, 10577, 10580, 10001, 10002, 10003, 10004, 10006, 10007, 10008, 10009, 10010, 10011, 10012, 10014, 10015, 10016, 10017, 10018, 10019, 10020, 10021, 10022, 10023, 10024, 10025, 10026, 10173, 10530,10532, 10533,10538,10522,10514,10523,10543,10550,10551,10552,10553,10557,10558,10562. 10583,10591,10594,10595, 10598,10601,10602,10603,10604,10605,10606,10610,10801,10802,10803,10804,10805

You must be present for the whole New York defensive driving class 6 HOUR CLASS.
Persons are eligible once in 18 months for point reduction. Points which are reduced remain on a motorist's record, but are not counted by the DMV in determining further administrative actions against the license.
Point reduction does not affect mandatory action such as license revocation for 3 speeding tickets within 18 months. Point reduction does not affect suspensions or revocations already in place. The person completing the course must be the principal operator of the vehicle in order to be eligible for insurance reduction

The National Point and Insurance Reduction Course presents Improv Aware Driver Course online. NY defensive driving 100 % online. New York defensive driving online course. A unique Online Defensive Driving course approved by the New York DMV for point and insurance reduction. Upon completion of this award-winning accident prevention course online, New York drivers can receive a benefit of a 4-point reduction on their NY driving record and a 10% insurance discount on their New York auto insurance rates. Defensive driving online NY. New york defensive driving online course is most user friendly. Defensive driving New York online is manageable and easy to navigate.

Created through the joint venture with a World Famous Improv Comedy Club, our goal is to provide convenient, fun and cost-effective online Defensive Driving and Accident Prevention Courses, which you can complete from the comfort of your own home. Based on a simple notion that defensive driving course doesn't have to be dry and boring, our New York online defensive driving program has undergone numerous traffic safety studies, and time after time has proven to be effective in reducing future traffic collisions and traffic tickets. Yet the NY online course is formatted for the 5th Grade reading level, making it very simple and easy to complete even for the most technically challenged. The Improv NY online class is 100 % online for all who live in New York or received points here.

Errare humanum est. - To err is human. True, but does that excuse us from not learning and working on driving safely.

Cell phone use is a serious hazard. Cell Phone Study

Drivers can become so absorbed in their conversations that their ability to concentrate on the act of driving is severely impaired, jeopardizing the safety of vehicle occupants and pedestrians. Since the first law was passed in New York in 2001 banning hand-held cellphone use while driving, we have seen that the hands free speaker is just as dangerous. The latest research shows that while using a cellphone can be fatal and seriously endanger all in the automobile.

Motorists who use cellphones while driving are four times as likely to get into crashes serious enough to injure themselves, according to a study of drivers in Perth, Australia, conducted by the Insurance Institute for Highway Safety. The results, published in July 2005, suggest that banning hand-held phone use will not necessarily improve safety if drivers simply switch to hand-free phones. The study found that injury crash risk didn't vary with type of phone. The speaker phone is not safer, to put it bluntly.

Register on the schedule page for the classroom course Or call Bill at 914-751-7492 to schedule two evening defensive driving classes or one six hour defensive driving Saturday. Register here  Only $40.00.
Defensive Driving Course in Yonkers, Bronxville, New Rochelle, White Plains and Bronx, New York. Brooklyn, Queens, Staten Island, Babylon, Hempstead, Bayside, Garden City, Benson Hurst, Central Islip, Westbury, NY.Buffalo, Rochester, Binghampton, Warwick, Poughkeepsie, Newburgh, Wappingers Falls, New York Many of the NY 6 hour defensive driving classes are available in Yonkers, New York at the Will Library on Central Park Avenue, 10710. Also at Riverfront Library Yonkers, Ymca New Rochelle and O'Boyle Agency in White Plains.  Bronx Ymca, New York (NY)State Department of Motor Vehicle (NYState DMV) Approved classes for defensive driving. Qualifies as mandatory class
for Taxi and LimousineCommission Drivers.

Sponsored by National Point and Insurance Reduction Course. Defensive Driving Classes are conveniently located at the Will Library on Central Park Avenue near Tuckahoe Road Yonkers New York, at the YMCA New Rochelle, on the corner of Mamaroneck and Post Rd in White Plains, at the Bronx YMCA on Castle Hill Avenue. Convenient locations. Serving New York State Drivers in Yonkers New York, Bronx NY, Mt. Vernon NY, New Rochelle NY, Bronxville NY, Scarsdale New York and Eastchester NY, Dobbs Ferry, Tarrytown, Ardsley and Irvington, NY as well all of Westchester County, New York. New York State drivers have found these locations appealing. Likewise with most drivers in Westchester and the Bronx NY.  All New York licensed drivers are eligible for the NY State DMV Appproved defensive driving class. Featured also at the Yonkers, New York Grinton Will Library.
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The Truth About Drinking and Driving
TAIW'S NY defensive driving class is sponsored by
the National Point and Insurance Reduction Course. The course is officially called by the New York Motor Vehicle Department the Point and Insurance Reduction Program.

Yonkers NY. New York Defensive Driving Online Course for Brooklyn, Queens, Bronx, Manhattan, Westchester, Nassau, Suffolk and all cities and towns of NY.

Driving defensively in New York. You will learn to recognize the need for and benefits of defensive driving, and that defensive driving involves both legal and personal responsibility. You will be able to identify risky driving attitudes and behaviors and determine if a collision is preventable.

Making safe choices. You will able to identify the benefits of occupant restraint systems, explain the effects of alcohol and other drugs on driving ability, and spot physical and mental driver conditions that may affect your driving. You will also be taught techniques you can use to maintain control in adverse driving situations.

Becoming aware of conditions. You will be presented with driving skills and techniques to use in avoiding collisions and violations caused by vehicle or driving conditions.

Hone your skills. You will become familiar with the skills and techniques that allow you to avoid collisions and violations, and you will learn to spot the common types of driving errors that contribute to collisions. You'll be taught how to make safe and legal turns, evaluate and overcome the hazards of passing, and how to avoid a head-on collision.
TAIW offers Defensive Driving Classes in Yonkers New York on
two evenings a month and one full day on Saturday at the Will
Library. Approved by the New York State Motor Vehicle Department. The Yonkers Defensive driving Classes are conveniently given at the Will
Library in Yonkers, Bronxville Library in Bronxville, Ymca in New Rochelle and the Bronx YMCA. New York defensive driving in Bronx and Westchester County.
http://www.duifoundation.rog/support/directory/
Dui Program
TAIW helps reduce the cost of auto insurance by 10% just by
taking this 6 hour NY Motor Vehicle Department approved
defensive driving class. Online course now available in NY for defensive driving. Another huge benefit is a reduction of
four violation points on your NY license.
There is convenient parking for students.
For Kids
TAIW'S NY DMV approved defensive driving course in Bronx, Bronxville, New Rochelle, White Plains and Yonkers NY employs instructors who are skilled in imparting necessary and useful information in a dynamic and entertaining manner.
We guarantee that you will not, we trust that you will be pleased as we are to have you in our Bronx, New Rochelle, White Plains, Bronxville and Yonkers,  NY defensive driving class. Available online for Brooklyn, Queens, Manhattan, Nassau, Suffolk, Orange, Rockland, Kings counties. New City, Nyack, Congers, Buffalo, Rochester, Syracuse, Westbury, Long Island, Jamaica, Long beach, Hempstead, Central islip.

  TAIW                                                                           Classes at Will Library, Yonkers,
                                                                                      NY. Bronxville Library, Bronxville, NY
                                                                                       YMCA Bronx, NY
Phone number 914 751-7492                                            YMCA New Rochelle, NY
Address P.O. Box 382
Yonkers, NY 10704
E-mail address bill@taiw.org
                          or hevean@optonline.net

New York State DMV Offices.  http://www.nydmv.state.ny.us/

Conveniently located for drivers in Yonkers, NY, Bronxville, NY, Briarcliff Manor, NY, Chappaqua, NY, Mt. Vernon, NY, Scarsdale, NY, Eastchester, NY, Tuckahoe, NY, Elmsford, NY, Harrison, NY, Hartsdale, NY, Hastings on the Hudson, NY, Dobbs Ferry, NY, Ardsley, NY, Hawthorne, NY, Irvington, NY, Larchmont, NY, Mamaroneck, NY, New Rochelle, NY, Ossining, NY, Pelham, NY, Pleasantille, NY, Sleepy Hollow, NY, Tarrytown, NY, Valhalla, NY, White Plains, NY, Buffalo, New York, Rochester, Binghampton, New City, Rye, Poughkeepsie, Newburgh.

Zip codes 10013, 10701,10703,10704,10705,10706,10707,10708,10709,10710,10463, 10466, 10469, 10470, 10471, 10577, 10580, 10001, 10002, 10003, 10004, 10006, 10007, 10008, 10009, 10010, 10011, 10012, 10014, 10015, 10016, 10017, 10018, 10019, 10020, 10021, 10022, 10023, 10024, 10025, 10026,   10173, 10530,10532, 10533,10538,10522,10514,10523,10543,10550,10551,10552,10553,10557,10558,10562. 10583,10591,10594,10595, 10598,10601,10602,10603,10604,10605,10606,10610,10801,10802,10803,10804,10805
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11697 Breezy Point
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                                               DRINKING AND DRIVING
Driving under the influence of alcohol, drunk driving, drinking and driving, or drink-driving, is the act of operating a motor vehicle (and sometimes a bicycle or similar human-powered vehicle) after having consumed alcohol (ethanol) or other drugs, to the degree that mental and motor skills are impaired. These reckless acts are resulting in more prison time as the public is beinning to press for more sanctions, especially in New York.
DWI Successfully Prosecuted as Murder
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Alcohol&Drugs FAQS
In addition to driving under the influence of alcohol and driving under the influence of other drugs, a third "DUI" offense consists of driving under the combined influence of alcohol and other drugs. The drugs causing or contributing to the impairment need not be illegal, but can consist of lawfully prescribed or over-the-counter medication. Anti-drunk-driving advertising campaigns have aimed to raise awareness of the legal situation and the dangers of driving while intoxicated. Drunk-driving is responsible for a large number of deaths, injuries, damage and accidents every year. Under French law, anyone who is convicted of injuring or killing someone while under the influence of alcohol or drugs can be heavily fined, in addition to being given a lengthy prison sentence. In the New York Metropolitan area prosecutors often try drunken driver as murder when a fatality is involved
The specific criminal offense may be called, depending on the jurisdiction, driving while intoxicated (DWI), driving while impaired (also DWI), operating while intoxicated (OWI), operating a motor vehicle while intoxicated (OMVI), driving under the influence [of alcohol or other drugs] (DUI), driving under the combined influence of alcohol and/or other drugs, driving under the influence per se or drunk in charge [of a vehicle]. Such laws may also apply to boating (as in Canada's Ontario province[2]), piloting aircraft, and even bicycling in some states such as California. The New York Times ran a story on the Long Island, NY crash. Is it murder?
Historically, guilt was established by observed driving symptoms, such as weaving; administering field sobriety tests, such as a walking a straight line heel-to-toe or standing on one leg for 30 seconds; and the arresting officer's subjective opinion of impairment. Starting with the introduction in Norway in 1936 of the world’s first per se law which made it an offense to drive with more than a specified amount of alcohol in the body, objective chemical tests have gradually supplemented the earlier purely judgmental ones.

Today's statutes commonly provide for two separate and distinct criminal offenses. The first is the traditional "drunk driving" offense, consisting of driving under the influence of alcohol and/or drugs. Evidence to support this crime generally comes from the officer's observations (erratic driving, slurred speech, unsteady gait, etc.), performance on field sobriety tests, and a legal (and generally rebuttable) presumption of intoxication from a blood alcohol test result over the legal limit. The second offense is the more recent so-called "per se" offense: rather than focusing on impairment the crime consists entirely of having a given blood alcohol content (BAC) at the time of driving, regardless of the individual's tolerance to alcohol. Both offenses may be charged, and the defendant may be convicted of both; if a blood alcohol test result was not obtained, only the traditional "DUI" offense will be charged.

BAC is most conveniently measured as a simple percent of alcohol in the blood by weight. It does not depend on any units of measurement. In Europe it is usually expressed as milligrams of alcohol per 100 millilitres of blood. However, 100 milliliters of blood weighs essentially the same as 100 milliliters of water, which weighs precisely 100 grams. Thus, for all practical purposes, this is the same as the simple dimensionless BAC measured as a percent. Since 2002 it has been illegal in all 50 US states to drive with a BAC that is 0.08% or higher.

Driving while consuming alcohol is generally illegal, though driving after drinking remains legal. In some jurisdictions it is also illegal for an open container of an alcoholic beverage to be in the passenger compartment of a motor vehicle or in some specific area of that compartment.

Title Certificates and Vehicle Ownerships
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You must be present for the whole class.

Nota Bene:
Persons are eligible once in 18 months for point reduction. Points which are reduced remain on a motorist's record, but are not counted by the DMV in determining further administrative actions against the license. Point reduction does not affect mandatory action such as license revocation for 3 speeding tickets within 18 months.
Point reduction does not affect suspensions or revocations already in place. The person completing the course must be the principal operator of the vehicle in order to be eligible for the insurance reduction.

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Note: When you click register or enroll you will first get the Terms and Conditions page. After you type: "I agree" you will get the next page where you will enter our promotion code to get your discount. Final Cost $33.95.

NY State DMV Approves defensive driving online course.

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Note well:
Persons are eligible once in 18 months for point reduction. Points which are reduced remain on a motorist's record, but are not counted by the DMV in determining further administrative actions against the license. Point reduction does not affect mandatory action such as license revocation for 3 speeding tickets within 18 months.
Point reduction does not affect suspensions or revocations already in place. The person completing the course must be the principal operator of the vehicle in order to be eligible for the insurance reduction.

We need to keep distraction to a

minimum and should

not talk on the phone

while driving, even on

the speaker phone whether it is on

the dashboard or on our

ears. Important, also

to remember that if

we are too angry, sad,

glad or sad that we

should avoid driving

since we may be

captured by the

emotions which hinders

us from concentrating

on the driving task.

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Contact or Visit NY DMV

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Can Bluetooth tech save teen lives?

Special driving mode makes it impossible to talk or text when the car is moving.

By Eric Bland

Feb. 5, 2009

Teenagers are notorious for bad driving and animated cell phone conversations, and doing the two simultaneously is an especially deadly mix. Now in an effort to reduce the number one killer of teens, a Utah company is using Bluetooth technology to create a special driving mode that makes it impossible for a driver to talk or text when the car is on.

"The recent stats show that texting on the phone has overtaken drunk driving fatalities on public roads," said Ronn Hartman of Accendo LC, the company working to commercialize the technology. "This is all about saving lives and safer driving."

Every year more than an estimated 330,000 people are injured in cell-phone-related accidents, which kill more than 2,000 people annually. Recent studies have shown that talking or texting on a cell phone can be as dangerously distracting as drunk driving.

In an effort to keep drivers focused on the road, several states have banned drivers from using cell phones while driving, or require hands-free devices, such as those equipped with Bluetooth.

Yet for some people, laws are made to be broken, and even hands-free conversations can quickly become distracting.

To address that problem, the scientists developed a special Bluetooth-equipped key. In the current prototype, pushing a button both releases the key from its shell and activates the embedded Bluetooth technology, which finds the person's cell phone and puts it into driving mode.

When in driving mode, the phone automatically answers all incoming texts and voicemails with, "I am driving now. I will call you later when I arrive at the destination safely." The only calls allowed out are to emergency services.

When the driver turns off the car, they slide the key back to an inactive mode, which returns the phone to normal operation.

Hartman expects to have a commercial version available for purchase within the next several months. Parents would have access to a Web site tracking their teen's driving and talking habits.

That's a fair amount of effort, but soon the service could be an option when buying a new car. Major (but undisclosed) automobile manufacturers have contacted Hartman about including the technology in new vehicles, he said. Insurance companies have also contacted Hartman, raising the possibility of lower insurance rates for families with the technology.

Whenever Key2SafeDriving is implemented, it should reduce the number of car accidents, particularly among teenagers, said David Strayer, a professor at the University of Utah who studies the effects of talking and texting on driving.

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According to Strayer, driving while talking on a cell phone makes you four times more likely to have an accident. Using a hands-free headset does nothing to off set that risk. Texting increases the odds of an accident another 50 percent.

Couple those odds with the inexperience of teenage drivers and a deadly mixture is created. Key2SafeDriving, according to Strayer, could help unravel that mess.

"This technology has the potential to really curb teenage driver cell phone use," said Strayer. "I think it's a pretty good idea and that it will result in fewer fatalities on the road."

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There was never a simpler way to complete a New York Defensive Driving Course and Save on your NY Auto Insurance Rates!

Start at work

Do a little over lunch

Come back few days later and finish it over a cup of coffee at your local Starbucks!
Of course doing it at home is always an option.

We allow you to log in and out of the course as many times as you like, as long as you complete the entire course within 30 days of your registration (per NYS DMV requirement).

The course is available 24/7, so you decide when and how long to study. We will keep track of your progress and will remind you where you left when you come back.

The course is broken down into 10 short modules (about 30 min. each) consisting of a multimedia presentation and supporting review text.

The credit is given in 5-minute increments, so you can complete an entire course or just part of the module anytime you log in.

Due to our state-of –of the art technology, NO Final Exam is required, just complete a simple 3-question quiz (you only need 1correct answer to pass), keep moving on to through chapters until you finish all 10 modules.

Once you are done, we will process your NY Defensive Driving completion certificate the same day and will notify NYS DMV of your completion at no extra cost.

There are really no excuses not to SAVE on your Auto Insurance Now!!!
Take it for a FREE SPIN, take advantage of the "Start Now - Pay Later" Option!

"This is so much better than going to a classroom. Better in a lot of ways. One the comfort of your home. Two it can be taken at your own pace. Third it was funny, interesting, and not at all boring. I learned a lot, laughed a lot and really truly enjoyed it. I'm glad this defensive driving course came out in New York." Daluza V. NY, NY

"There are so many statistics and facts that I was not aware of at all until taking this defensive driving course and learning more tips of being a safe and aware driver and person. My motivation was initially to lower my insurance premium and to further reduce it by removing points from my record which I received when I was younger and a more inexperienced driver. Now at my age and time in life I can appreciate this course and knowledge and apply it to my driving habits and practices and be one step closer to being a safe driver and being an example to other New York drivers new and old to be careful and learn from your mistakes and change your driving habits. Thank You"! Alan P. Buffalo, NY

"Well, I have to be honest, it was one of the best experience in education ever!!!. I never thought that sitting alone facing the computer could so enjoyable and fun. They were able mix jokes with seriousness. And in many way, even it is hard to say, I am coming into realizing how bad of a driver I became. But from now one, I would do my best to change. This defensive driving course was really refreshing. Close to six hours passed I did not even realize it. Thank you for the experience, I do not regret a single second I spent in your company." MAMADOU C.

"I took your online defensive driving course in NY and really enjoyed it very much and I am looking forward to taking it again J. I think it is the best thing that New York State has come up with as of late. I am going to recommend it to my friends and co-workers. Thank you!" Alan M. New York, New York

"Awesome Defensive Driving Course!" Cindy A., Brooklyn , New York

"The course is really Simple and Fun... Wow what a great service!!" David Z. New York, New York

"It was great, easy, and fun. I will recommend to my friends if they were to need your service. Thank you very much! Best defensive driving school I have taken so far." Ashley C, Buffalo New York

"Thank you for offering this great defensive driving program in New York." Michael D. Albany, New York

"This is my second attempt at an online defensive driving school and this one was the best! I will recommend to all my friends!" Bob F. Trenton, New Jersey

"I must say I've heard horror stories from my friends about taking defensive driving school class. I honestly don't have one bad thing to say it was really simple and enjoyable." Andrew K. Long Island, New York

"The Improv Traffic School has made this process an actual joy to experience. I've gained some knowledge, had a good time doing it and everyone who helped me on the phone was so incredibly kind and sweet. THANK YOU! Blessings." Caroline M. New York, NY

"It was the BEST NEW YORK DEFENSIVE DRIVING SCHOOL that I ever took and I actually learned few things." Mike V., , Yonkers, New York

"You can always count on Improv Traffic School... your customer service is fantastic. I made my entire family take your Internet Defensive Driving Course." Russell J., Tampa, Florida

"What a great service for New York drivers... anyone can use an insurance discount in these hard times. Your accident prevention course rocks!" Bill G. Buffalo, NY

Register Now! Try it for free! Reduce Points. Save 10% on Auto Insurance.

New York Defensive Driving Online

Cost with code $33.95

Frequently Asked Questions about the New York Point and Insurance Reduction Program

Q: Is your course approved by the NY State DMV?

A: Yes, we were the first course to be approved by the NY State DMV to offer Defensive Driving in NY via the Internet. The first online defensive driving course in New York.

(If you are resuming the course click one of the Resume Course buttons)
Please click here to view and download DMV's approval letter.

Q: Why Take New York Improv Defensive Driving Course Online?
A: Ticket Dismissal /Point Reduction
It will help you refresh your driving knowledge and you may be eligible to reduce as many as four (4) points on your driving record by taking the online course.

Insurance Reduction
You will qualify for an insurance reduction of a minimum 10% in the base rate of your auto or motorcycle liability and collision coverage over 3 years. (Contact your insurer for more information)

Requested by a Judge - attendance in a Defensive Driving course

Employer Required - Defensive Driving Course

Q: My driving record is clean. Will I still benefit?

A: Yes, by saving on your insurance.

Q: I took a course for an insurance discount within last three years and just got points on my record.

How often can I take the defensive driving course?

A: You can take the course again. You are allowed to take the course for Point Reduction every 18 months. And now online. If you had no points when you took the course and you received points afterward you can take the course right away to remove points. You do not have to wait 18 months. Remember that means that you had no points the last time you took the course.

Q: Will I save more if members of my family take the course?

A: Yes. The insurance premium will apply to all motor vehicles principally operated by members of the family who complete the course online. Please note that the discount can be applied to only one driver for each covered vehicle. Make sure you check with your own insurance company for specifics on how discounts will be applied.

New York Defensive Driving Course Online.

To Review:

Two simple

steps to

Insert in box the date you wish to attend the class.

2. Click Buy Now button and process payment.

3. Mail to Bill

at hevean@

optonline.net

with any further

requests or instructions.

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PARENTS, PLEASE ENCOURAGE YOUR CHILDREN TO TAKE THIS CLASS. IT COULD SAVE THEIR LIVES.

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7/21/09
SENATE PASSES BAN ON TEXTING WHILE DRIVING

Prohibits the use of portable electronic devices while driving

(Albany, NY)- Today, the New York State Senate passed S3619A/Dilan, legislation that will make New York’s roads and highways safer by, among other provisions, banning the practice of texting and using other electronic devices while driving.

In addition to the texting ban, the legislation includes a number of important provisions that will make the roadways safer by implementing sensible requirements for young drivers, including:
· Requiring that new drivers over the age of 16 and under the age of 18 must wait six months after obtaining a learner’s permit to apply for a driver’s license.
· Reducing from 2 to 1 the number of non-family passengers in a motor vehicle operated by a young driver with only a learner’s permit when not accompanied by a licensed parent or guardian.
· Reducing from 2 to 1 the number of non-family passengers under the age of 21 in a motor vehicle operated by a holder of only a junior license.
· Increasing the number of hours, from 20 to 50, required driving hours as determined by a parent or guardian before a driver’s license can be applied for.
The penalty for texting while driving is not to exceed $150 for the first offense.
In 2007, AAA conducted a study that showed 46 percent of teens regularly texted while driving. As cell phone become more accessible, it is expected that number has risen. These numbers are startling considering the results of a study presented at the Pediatric Academic Societies earlier this year which proved that, when texting or operating another electronic device while driving, teens are very likely to increase or decrease their speed dramatically in a short period of time, waver in and out of lanes, and be do distracted they were unable to respond to sudden roadway dangers.
The correlation between young drivers and vehicular accidents is clear. According to a 2008 publication by the National Highway Transportation Safety Administration (NHTSA), sixteen-year old drivers have crash rates that are about three times greater than 17-year old drivers, five times greater than 18-year-old drivers, and approximately twice the rate of 85-year old drivers.
“Too many people, in particular young people, are dying or being seriously injured on our roadways because of carelessness or a simple lack of preparation for the responsibility of operating a motor vehicle,” said Senate President Malcolm A. Smith. “It is important that we teach young adults how to practice smart, defensive driving techniques to keep themselves and all New Yorkers, safe on our roadways.”
Senator Martin Malave Dilan (D-Brooklyn), lead sponsor of this legislation and Chair of the Senate Transportation Committee said, “This is a long-overdue safety measure for New York. Early on, New York recognized the dangers of talking on a phone when driving. However, texting and burgeoning technologies continue to pose serious, and sometimes fatal, distractions to drivers of all ages.”
“It is good that not only are precautionary safety step being taken, but that in this process, the public awareness is being raised that this is a very real problem,” said Senator Neil Breslin (D-Albany).
“A simple careless distraction can have great consequences,” said Senator Andrea Stewart-Cousins (D-Yonkers). “I feel so strongly about this bill, because we are in a new era of technology, and we have to adapt in order to keep our communities safe. I am very pleased that after years of trying, we have finally been able to get this important legislation passed by both houses and I hope it will become law before one more young driver is hurt or lost.”

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